Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card Review

The Amazon Pay Co-Branded Credit Card has been issued by ICICI Bank in association with Visa and Amazon. Irrespective of your spent the Card Pays you back on every single transaction whether it is wallet load and/or Fuel load etc.

Below are the Benefits of Amazon Pay Credit Card:

Cashback on Amazon Pay ICICI Credit Card

The Amazon Pay Credit Card is loaded with attractive features and one of the key feature is Cashback. Below are the Cashback details:

  • 5% cashback (If you are a holder of Amazon Prime Membership) on the purchases made through Amazon India
  • Cashback of 3% (If you are not a holder of Amazon Prime Membership) on the transactions made through Amazon India
  • 2% Cashback on the payments you make to over 100 partner merchants of Amazon Pay on using this card.
  • 1% cashback on all spends other than Amazon Platform. You can spend on shopping, traveling, etc.
  • Cashback accumulated will be credited to the Amazon account in the form of Amazon Pay Balance within 2 working days after the statement is generated.
  • Amazon Pay Balance can be used for partial or complete payment of all Amazon and Amazon Pay purchases.

Also Read: Paytm First Credit Card Review

Illustrative example on cashback earned: For a Amazon Pay Credit Card with statement cycle on 10th of each month, card statement is generated on 10th July for spends between 11th Jun to 10th Jul consisting of below transactions:

Amazon Prime Member Amazon Prime MemberAmazon Non Prime Member Amazon Non Prime Member
DateTransactionsTypeRs SpentCashback %Cashback (Rs)Cashback %Cashback (Rs)
15th JuneAmazon ShoppingPurchase          5,0005%                     2503%                          150
16th JuneAmazon PayPurchase          5,0002%                     1002%                          100
17th JuneDiningPurchase          6,0001%                        601%                             60
19th JuneInsurance PaymentPurchase          6,5001%                        651%                             65
20th JuneSupermarketPurchase          1,0001%                        101%                             10
01st JulyAmazon ShoppingReversal         -1,5005%                      -753%                            -45
08th JulyFuelPurchase          1,0001%                        101%                             10
 Total                        420                           350
Amazon Pay ICICI Cashback

Amazon Pay ICICI Credit Card Fee

There is no Joining and/or Annual Renewal Membership fee against the Amazon Pay ICICI Bank Credit Card.

Dining Benefit

By using Amazon Pay Credit Card you can get 15% off on dining bill at more than 2500+ premium restaurants, for more details visit

Waiver of Fuel Surcharge

1% fuel surcharge is waived at all fuel stations across India.

How to Apply for Amazon Pay ICICI Credit Card

Amazon Pay ICICI Bank Credit Card issued by ICICI Bank in association with Amazon and Visa. This is an invite-only Programme. Click here to apply for Amazon Pay Credit Card.

Pros and Cons of Amazon Pay ICICI Credit Card

Pros of the card are:

  • No minimum amount to be spent to get the waiver as the Card is lifetime free.
  • No Minimum amount to be spent to get the fuel surcharge waiver.
  • Rewards on fuel as well.
  • No minimum spent is required to get the rewards.

Cons of the card are:

  • No Milestone or Bonus Rewards.
  • No Travel Benefits.
  • No Welcome Benefit.
  • No Entertainment Benefits.
  • More benefits only when you spent amount on Amazon same as Paytm First Credit card where more rewards are given only when the amount is spent on Paytm.

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